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Using the past to predict the future and reduce NPLs in banking

When the Reserve Bank of India set March 2017 as the deadline for Indian banks to clean up their balance sheets, by classifying stressed assets as Non-Performing loans (NPLs) and setting aside funds (provisions) to cover them by the end of March 2016, many industry commentators were concerned. While the exercise was positive, in that it is designed to restore the read more...

Indonesian Regional Development Banks must embrace effective credit ...

Non-performing assets are not just a trail left by defaulting borrowers, it is indirectly linked with the inappropriate selection parameters and inefficient scoring mechanism of the credit scoring system of the banks. Mostly the credit scoring systems used in Regional Development banks act like a black box providing acceptable score for credit approvals to both good read more...

Technology – A Panacea to Mutuals’ Challenges?

How can Mutuals harness Technology to address their Challenges? Technology is transforming the way we bank and consumers are driving this transformation. Customer centricity is the buzzword as banks’ processes and systems are being aligned with their customers. Current trends in banking like mobile first design, digital branches, innovation, and enhanced customer read more...

Housing Finance Companies – Can they make it big and bridge the ...

For any emerging economy, housing is an integral part of its growth engine. In recent years, India has witnessed tremendous growth in housing because of various factors such as increased disposable income, rapid urbanization, changing age profiles of borrowers and easy availability of loans. Much of the development should be attributed to the macro economic read more...

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At Nucleus Software we are committed to providing efficient, modern yet proven software solutions for the global Banking and Financial Service industry. We have been pioneers in developing Retail Banking Software, Corporate Banking Solutions, Transaction Banking, Cash Management and Internet Banking Software since 1986. Our success spreads across more than 50 countries, and we serve our customers globally through our direct and partner operations across US, Europe, Asia-Pacific, Africa and the Middle East. We are known for our world-class expertise and innovation in lending and transaction banking technology. Our two flagship products, built on the latest technology are: FinnOne™ and FinnAxia™.

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