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Embryonic opportunities for predictive analytics with the roll-out of ...

Australia has recently introduced a new form of consumer credit reporting known as ‘Comprehensive Credit Reporting (CCR)’. This form of reporting allows credit providers such as banks and other lenders to share positive information about consumers through a credit bureau. Pricing based on credit worthiness is commonplace in mature markets such as the US and UK, read more...

Housing Finance Companies – Can they make it big and bridge the ...

For any emerging economy, housing is an integral part of its growth engine. In recent years, India has witnessed tremendous growth in housing because of various factors such as increased disposable income, rapid urbanization, changing age profiles of borrowers and easy availability of loans. Much of the development should be attributed to the macro economic read more...

QISMUT – The new BRICS for Islamic Banking

Similar to BRICS, which have been recognized as fast growing economies by Goldman Sachs in 2001, the next wave of Islamic banking will be driven by QISMUT: Qatar, Indonesia, Saudi Arabia, Malaysia, UAE and Turkey.   According to EY’s world Islamic banking competitiveness report, these six countries have been identified as rapidly growing markets (RGMs) read more...

Peer-to-Peer lending – how should banks respond?

Peer-to-peer lending is a great example of a technology-driven innovation. The market, is about linking savers to would-be borrowers, only exists today with any scale because of technology. At its most basic it's a financial version of matchmaking, with cash-rich participants seeking partners with the desire to borrow and a risk profile that the lender is happy read more...

Uncertainty should underpin your Lending Innovation!

    When you strip back all the surface elements of the lending origination lifecycle, remove all the formalities of the process and take it back to just the customer and the bank, there is one underpinning emotion that separates success and failure in the lending lifecycle.   Uncertainty.   If you accept that assertion, then read more...

Empowering Banks Via Mobility

Efficiency and customer experience are key for Banks in today’s competitive market. Although regulation may be growing in the banking sector, there is still plenty of freedom for banks to innovate and expand the services they offer. Across the world, this is leading to growing competition among banks. This increased competition, financial innovation and the demand read more...

Australian Financial Services Firms go digital – but foundations ...

A recent blog post by Forrester highlights how the finance services sector in Australia may be a little behind the US and UK but is moving to catch up fast. At Nucleus Software, our experience is that financial services firms worldwide are moving rapidly to provide customers with a strong digital ‘customer experience’. Even in Africa, Middle East and across Asia read more...

About Nucleus

At Nucleus Software we are committed to providing efficient, modern yet proven software solutions for the global Banking and Financial Service industry. We have been pioneers in developing Retail Banking Software, Corporate Banking Solutions, Transaction Banking, Cash Management and Internet Banking Software since 1986. Our success spreads across more than 50 countries, and we serve our customers globally through our direct and partner operations across US, Europe, Asia-Pacific, Africa and the Middle East. We are known for our world-class expertise and innovation in lending and transaction banking technology. Our two flagship products, built on the latest technology are: FinnOne™ and FinnAxia™.