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Self-Service – A win:win for customers and banks

Today’s customers are technologically savvy, digitally connected and seek personalized service with clear expectations. They believe that they should be able to do things their own way, with their own devices and at a time and a place of their choice. Self-service - originally designed to reduce costs by enabling customers to help themselves – has evolved. With read more...

Challenging the challengers in retail lending

The banking and financial services sector is witnessing the growing challenge of the FinTech companies - a recent study by Frost & Sullivan indicates that banks in Australia could lose A$13 billion in revenues to the FinTech sector. The Australian FinTech Sector is predicted to grow at a CAGR of 76.36% and reach A$4.2 billion by 2020; of which A$1 billion will be read more...

Agriculture and Small Medium Enterprise lending – The business ...

With a GDP of US$510 billion, Nigeria is the largest economy in Africa, and 26th largest in the world. Driven by oil and gas, Nigeria’s economy is strongly influenced by the global crude oil prices. When oil prices plummeted to a new low in the last 18 months, the performance of oil company stocks was highly affected, thus raising an alarm on their non-performing read more...

Will the rise of self-driving cars be the end of automotive finance?

The global automotive industry was worth $2.3 trillion in 2015, but this number is likely to change significantly in the future. Boston Consulting Group, in their recent study, forecasted that partial autonomous vehicles, i.e. those that drive themselves on the freeway or take over in traffic jams, may be on the road in large numbers by next year and fully autonomous read more...

Rising bad debts in Australia – A call for action

Australia’s banks are counted among the sturdiest in the world. They sidestepped the last financial crisis, and the big four – NAB, CBA, ANZ, and Westpac - boast some of the highest credit ratings globally. The big four have had six consecutive years of record profits, driven in part by very low bad debts. In fact, according to the Reserve Bank of Australia, the read more...

Lesson from challenger banks: Customer centricity really works

In 2010, when Metro Bank became the UK’s first new high street bank in 150 years, little did we know that floodgates were being opened. Today, there are more than 20 banks in various stages of license application and a backlog of 86 peer-to-peer lending companies awaiting authorization to operate from the Financial Conduct Authority. It is clear that challenger read more...

FinTech and Bank: Blockchain can balance the scale for lending

Blockchain, the disruptive technology, which has become famous as the platform that powers crypto currencies such as bitcoin, offers the potential to disrupt banking and financial services. Various banks are working on harnessing the power of the blockchain technology for banking transactions.   Blockchain uses cryptography and a distributed messaging read more...

About Nucleus

At Nucleus Software we are committed to providing efficient, modern yet proven software solutions for the global Banking and Financial Service industry. We have been pioneers in developing Retail Banking Software, Corporate Banking Solutions, Transaction Banking, Cash Management and Internet Banking Software since 1986. Our success spreads across more than 50 countries, and we serve our customers globally through our direct and partner operations across US, Europe, Asia-Pacific, Africa and the Middle East. We are known for our world-class expertise and innovation in lending and transaction banking technology. Our two flagship products, built on the latest technology are: FinnOne™ and FinnAxia™.

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