Nucleus Software

An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations

Retail Lending

End-to-end digital lending across the entire lifecycle of origination, servicing & collections

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Corporate Lending

Enhanced Agility via Digitizing SME and Corporate Lending

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Islamic Finance

Interest Free Banking Governed by Shariah Principles

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Digital transaction banking suite that is modular for a composable banking experience

Integrated Transaction Banking Suite – FinnAxia™

FinnAxia™, End-to-end global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade

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Ensure responsible lending with our API-backed products for easy & seamless connectivity to the financial ecosystem

FinnOne Neo™ mFin

Easy, fast and digitized access to microcredit, anytime, anywhere.

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Payse™

An offline and online digital cash solution designed to democratize finance.

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Seamless retail lending platform for an end-to-end digital transformation
Accelerate go-to-market

Float innovative, customer-centric products quickly and easily. Effortlessly configure business processes & credit policies.​

Unparalleled omni channel experience

Enhance self-assisted customer experience across web, mobile, WhatsApp, Google Home, wearable devices & more​.​

Cloud ready

We deploy cloud solutions that deliver optimal utilization of infrastructure while improving business agility, selecting the best fit cloud platform for our customers.​

Intelligent decisioning

We use artificial intelligence, data, and business rules to automate decision-making processes to enable smart workflows, ensure compliance, and prevent risk, thus increasing productivity.

Deliver business agility while reducing risks & operational costs across Origination, Servicing & Collections
Customer Acquisition Module

Improve customer experience with faster onboarding, automated credit evaluation, and underwriting for a seamless process. The built-in interface with multiple Credit Bureaus enables straight-through processing (STP) and modernizes the credit appraisal process. Additionally, seamlessly integrate dynamic form details into GCD, ensuring comprehensive data storage and accessibility. Enhanced flexibility with manual and auto closure options empowers users to make informed decisions.

Loan Management Module

Empower loan servicing with a robust core engine, tracking AUM down to the 8th decimal. Utilize highly configurable rules for restructured repayment options, late payment penalties, and loan rescheduling. Additionally, automate backdated closure, streamline cashback processes, configure loan closure eligibility, and facilitate first disbursal cancellation.

Sophisticated Collections Management

An advanced platform offering extensive collections strategies, an automation-ready framework, and digital APIs for seamless interfaces. It supports end-to-end customer follow-up, is highly configurable and customer-centric, providing comprehensive customer exposure views to collection teams. Our system enables you to establish personalized criteria for account classification, accelerate backdated BOD file processing, and govern collected amounts effectively.

Enterprise Content Management

Intelligent content automation from upload and processing to search, retrieve and archive electronic documents. Seamless integration with multiple loan origination systems, helping lenders transition from paper-based to fully digitized operations.

Scalable Collateral Management

Advanced central repository that provides a 360-degree view of collateral across the organization, resulting in more controls on loan performance and swift recovery in case of a default.

Mobile and Channel Modules

Seamless digital lending on mobile and web portal via agent facing and end customer offerings. Achieve faster customer on-boarding, easy loan servicing, efficient delinquency management & geo-tracking via various reports.

Specialized product capabilities for retail lending

  • Buy now pay later (BNPL)
  • Personal loan
  • Consumer durable loan
  • Education loan
  • Microfinance loan
  • Commercial equipment loan
  • Automotive finance
  • Agriculture loan
  • Buy now pay later (BNPL)

  • Personal loan
  • Consumer durable loan
  • Education loan
  • Microfinance loan
  • Commercial equipment loan
  • Leasing
  • Automotive finance
  • Agriculture loan
  • Overdrafts
  • Gold loan
  • Mortgages
  • Finance against security
  • Credit card
  • Kisan credit card
  • Micro housing loan
  • Farm equipment loan
  • Overdrafts
  • Leasing
  • Finance against security
  • Kisan credit card
  • Credit card
  • Mortgages
  • Micro housing loan
  • Farm equipment loan
  • Gold loan
Specialized Product Capabilities for Retail Lending
Buy Now Pay Later (BNPL)
Consumer Durable Loan
Automotive finance
Gold Loan
Education Loan
Personal Loan Micro Housing Loan
Microfinance Loan
Agriculture Loan
Commercial Equipment Loan
Farm Equipment loan
Mortgages
Credit Card
Kisan Credit Card
Finance Against Security
Leasing
Overdrafts

Transforming banking worldwide

80+

Customers using our Personal Loans Module

90+

Customers using our Auto Loans Module

70+

Customers using our Home Loans Module

45%

Reduction in Turn-around-time for On-boarding for a Bank

30%

Reduction in Cost per Transaction for an NBFC

60%

Reduction in Turn-around-time for Collections

85%

Reduction in Bank’s Collections Float Money

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"EastWest, more formally known as East West Banking Corporation, is the eleventh largest bank in the Philippines in terms of asset size. One of the main reasons for EastWest’s steady growth has been the emphasis on a robust IT framework. “Nucleus Software’s FinnOne has been the IT backbone for the Bank’s lending business due to its high configurability and scalability. We are very happy with the lending platform and the amazing customer connect that is offered by the company. Our relationship with Nucleus reflects a unique partnership of two value-based cultures that share a focus on end-customer enablement and we look forward to continuing this long term engagement with the company."

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Mr. Rick M. Pusag
Chief Information Officer, EastWest Bank, Philippines

“Over the years, customer aspirations have changed exponentially and every single time they have changed, Nucleus has responded with agility, speed, and comprehensiveness. Nucleus has empowered us to do better and become bigger. They have always ensured that we are enabled to serve our customers in a way they deserve to be served.”

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Mr. Anil Kaul
Managing Director, Tata Capital Housing Finance Limited

“We were the 1st bank in India to launch the FinnOne Neo™ product, and FinnOne Neo™ has met many of our customer's growing requirements, especially in the area of mortgages. During Covid times, Nucleus helped us with additional features for the moratorium and these features were incredibly helpful to cater to the much-needed requirements, as far as the regulators and other stakeholders were concerned. Nucleus has always helped us in resolving challenges such that our customer service is never impacted.”

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Mr. Venkatesh R
President & Head Operations, Technology and Human Resources & CIO, DCB Bank

AUTO FINANCE SUMMIT EAST 2024, Nashville USA
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"EastWest, more formally known as East West Banking Corporation, is the eleventh largest bank in the Philippines in terms of asset size. One of the main reasons for EastWest’s steady growth has been the emphasis on a robust IT framework. “Nucleus Software’s FinnOne has been the IT backbone for the Bank’s lending business due to its high configurability and scalability. We are very happy with the lending platform and the amazing customer connect that is offered by the company. Our relationship with Nucleus reflects a unique partnership of two value-based cultures that share a focus on end-customer enablement and we look forward to continuing this long term engagement with the company."

brand
Mr. Rick M. Pusag
Chief Information Officer, EastWest Bank, Philippines

“Over the years, customer aspirations have changed exponentially and every single time they have changed, Nucleus has responded with agility, speed, and comprehensiveness. Nucleus has empowered us to do better and become bigger. They have always ensured that we are enabled to serve our customers in a way they deserve to be served.”

brand
Mr. Anil Kaul
Managing Director, Tata Capital Housing Finance Limited

“We were the 1st bank in India to launch the FinnOne Neo™ product, and FinnOne Neo™ has met many of our customer's growing requirements, especially in the area of mortgages. During Covid times, Nucleus helped us with additional features for the moratorium and these features were incredibly helpful to cater to the much-needed requirements, as far as the regulators and other stakeholders were concerned. Nucleus has always helped us in resolving challenges such that our customer service is never impacted.”

brand
Mr. Venkatesh R
President & Head Operations, Technology and Human Resources & CIO, DCB Bank
AUTO FINANCE SUMMIT EAST 2024, Nashville USA

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