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Co-origination is here – will it disrupt lending?

All over the world, financial services industry is undergoing a period of intense change. The rise of FinTech, growing penetration of big tech companies and global initiatives such as open banking and PSD2 have the potential to turn this change into transformative disruption. Many of these changes are making their presence felt in India as well. The new entrants in read more...

Buying a Home is More than Just the Mortgage

The unprecedented success of service oriented companies such as Airbnb, Amazon and Uber has made it clear that for many of today’s customers “experience is a vital part of the product”. While it does not mean that an inferior product can be hidden by wrapping it in a superior experience, it does reinforce customers’ growing preferences for unique experiences. read more...

Fraud: In a real-time world can AI detect and prevent it in real-time?

While digitization in financial services is bringing many benefits, it is also making financial institutions more vulnerable. According to recent reports by McAfee, cybercrime and financial fraud is currently costing the global economy an estimated $600 billion per annum. In fact, the true cost could actually much higher as firms cannot accurately identify and read more...

Is your Lending Voice-ready?

In businesses based on trust, relationships can make a lot of difference. Face to face interactions with customers have traditionally been considered an important part of banking. However, as customers increasingly prefer digital interactions over branch visits, banks are looking for new ways to maintain connect with their customers. While personalization of products read more...

Revised Payment Services Directive (PSD2): Pipeline to European ...

If data is the new oil as many technology capitalists have remarked, the revised PSD2 (Payment Services Directive) regulation is the new pipeline that will allow third party providers (TPPs) to access customer data in EU banks.   On 13th Jan 2018, when the PSD2 regulation was adopted by legislation in EU countries as per the EBA (European Banking read more...

How Analytics is helping Credit Managers become Finance Leaders

Credit managers have always played a critical role in making sure that the right balance is maintained between risk aversion and profit maximization. As the digitization of financial services continues, they can leverage that experience to take the next step change – from day-to-day, tactical support to long term, strategic impact. Combining the latest read more...

APIs – the answer banks have been looking for?

  Need of Specialists   While banks are struggling to cope efficiently with rising customer expectations, new technology-backed entrants- supported by agile business models and unencumbered by complex regulations, are taking advantage to gain market share. In order to survive in the new disrupted economy, banks must change, they must adapt. In read more...

About Nucleus

At Nucleus Software we are committed to providing efficient, modern yet proven software solutions for the global Banking and Financial Service industry. We have been pioneers in developing Retail Banking Software, Corporate Banking Solutions, Transaction Banking, Cash Management and Internet Banking Software since 1986. Our success spreads across more than 50 countries, and we serve our customers globally through our direct and partner operations across US, Europe, Asia-Pacific, Africa and the Middle East. We are known for our world-class expertise and innovation in lending and transaction banking technology. Our two flagship products, built on the latest technology are: FinnOne™ and FinnAxia™.