Category: Loan Origination

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Co-origination is here – will it disrupt lending?

All over the world, financial services industry is undergoing a period of intense change. The rise of FinTech, growing penetration of big tech companies and global initiatives such as open banking and PSD2 have the potential to turn this change into transformative disruption. Many of these changes are making their presence felt in India as well. The new entrants in read more...

Buying a Home is More than Just the Mortgage

The unprecedented success of service oriented companies such as Airbnb, Amazon and Uber has made it clear that for many of today’s customers “experience is a vital part of the product”. While it does not mean that an inferior product can be hidden by wrapping it in a superior experience, it does reinforce customers’ growing preferences for unique experiences. read more...

APIs – the answer banks have been looking for?

  Need of Specialists   While banks are struggling to cope efficiently with rising customer expectations, new technology-backed entrants- supported by agile business models and unencumbered by complex regulations, are taking advantage to gain market share. In order to survive in the new disrupted economy, banks must change, they must adapt. In read more...

How can traditional banks win the battle for Millennials?

According to a three-year study by Scratch/Viacom Media Networks covering 10,000 millennials (people born between 1982 and 2000), 71% of them would rather go to the dentist than listen to what banks say.   The same survey reported that all four of the top banks in the U.S. are among the 10 “least loved” brands, and a third of millennials believe they read more...

Demonetization – An Opportunity to Fast Track Digitization?

It isn’t very often that a single action can dramatically affect the lives of 1.3 billion people significantly, virtually overnight. On November 8th, the Government of India announced the demonetization of 500 and 1,000 rupee banknotes.  As they together constitute more than 86% of the total value of all notes in circulation, the decision had profound read more...

Low oil prices: High time for a transformation in lending

In August 2005 the price of crude oil was around $80 a barrel. By June 2008 it was over $150, and barring a short period in 2009, it traded consistently above $80 for nearly a decade. In 2014, who would have predicted that it would crash to below $30 and settle around $50? So, is $50 the new normal? Opinions vary but no one can be certain. What is certain is that the read more...

Challenging the challengers in retail lending

The banking and financial services sector is witnessing the growing challenge of the FinTech companies - a recent study by Frost & Sullivan indicates that banks in Australia could lose A$13 billion in revenues to the FinTech sector. The Australian FinTech Sector is predicted to grow at a CAGR of 76.36% and reach A$4.2 billion by 2020; of which A$1 billion will be read more...

About Nucleus

At Nucleus Software we are committed to providing efficient, modern yet proven software solutions for the global Banking and Financial Service industry. We have been pioneers in developing Retail Banking Software, Corporate Banking Solutions, Transaction Banking, Cash Management and Internet Banking Software since 1986. Our success spreads across more than 50 countries, and we serve our customers globally through our direct and partner operations across US, Europe, Asia-Pacific, Africa and the Middle East. We are known for our world-class expertise and innovation in lending and transaction banking technology. Our two flagship products, built on the latest technology are: FinnOne™ and FinnAxia™.

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