Rapid changes in technology and growing expectations have created tremendous opportunities across all industries including financial services. Customers now demand products and services that are customized to their individual needs, and the ability to transact at a time and a place of their choosing. In the shift to digital, corporate and transaction banking has read more...
In many parts of the world, access to centralised, accurate credit histories is taken for granted. However this is not the case everywhere, for example, in India nearly 80 per cent of the adult population does not have a credit record, and as a result they have difficulty accessing formal credit. Clearly many of these people are creditworthy but don’t have read more...
Driven by population growth and rapid urbanization, housing shortages are causing increased homelessness in urban India. According to the Technical Group set up by the Government of India, 88% of urban housing shortages are from Economically Weaker Sections (EWS) and around 11% from Lower-Income Groups (LIG). The problems cited include limited access to read more...
