Yearly Archives: 2015

Home / 2015

Consumer lending in Japan – susceptibility to macro events and ...

In 2014, retail lending in Japan grew by 1% y-o-y. This is in sharp contrast to the nearly 8% growth in 2013 when Auto loans and card loans showed very strong performances. While credit cards has witnessed a strong market in Japan for quite some time now, the growth in auto loans can be attributed to the proposed VAT increase from 5% to 8%, which led consumers to read more...

Embryonic opportunities for predictive analytics with the roll-out of ...

Australia has recently introduced a new form of consumer credit reporting known as ‘Comprehensive Credit Reporting (CCR)’. This form of reporting allows credit providers such as banks and other lenders to share positive information about consumers through a credit bureau. Pricing based on credit worthiness is commonplace in mature markets such as the US and UK, read more...

Cloud Computing – Providing Horses for Courses

In the last five years, an increasing number of Banks and Financial Institutions have adopted cloud-based technologies. It is seen as the next ‘hot technological trend’ in regions including UK, US, Africa, South-East Asia, Asia-Pacific and Australia. Cloud-based IT solutions offer an attractive opportunity to reduce upfront investment in IT systems and resources. read more...

Treasury Transformation is driving the need for Customer Centricity

The role of treasury is becoming ever more strategic in enterprises thanks to increasing regulation and globalisation. The traditionally "back-office" treasury department is now integral to the functioning of a corporate and playing a crucial decision-making role. Corporate treasurers have become more demanding of their transaction banking partners. There is a read more...

Housing Finance Companies – Can they make it big and bridge the ...

For any emerging economy, housing is an integral part of its growth engine. In recent years, India has witnessed tremendous growth in housing because of various factors such as increased disposable income, rapid urbanization, changing age profiles of borrowers and easy availability of loans. Much of the development should be attributed to the macro economic read more...

Mobile Wallet: The next wave of Digital Banking

Unravel the underlying dynamics of the Mobile wallet market, with a bird’s eye view on the banking industry trends and implications on technology solution providers like Nucleus Software.   Gone are the days when we had to go out with physical wallets stuffed with cash. Thanks to the arrival of credit and debit cards, consumers have transcended read more...

4 Ways Global Transaction Banking is Changing

Global Transaction Banking (GTB) has gained significant momentum in the last five years and is becoming increasingly important for banks as corporates continue to expand their businesses across the globe. Last year, 2014, could be described as the transition year for transaction banking, seeing the recovery from the financial crisis and the promise of a strong future read more...

About Nucleus

At Nucleus Software we are committed to providing efficient, modern yet proven software solutions for the global Banking and Financial Service industry. We have been pioneers in developing Retail Banking Software, Corporate Banking Solutions, Transaction Banking, Cash Management and Internet Banking Software since 1986. Our success spreads across more than 50 countries, and we serve our customers globally through our direct and partner operations across US, Europe, Asia-Pacific, Africa and the Middle East. We are known for our world-class expertise and innovation in lending and transaction banking technology. Our two flagship products, built on the latest technology are: FinnOne™ and FinnAxia™.