FinnOne^TM Lending is a software module of the FinnOne^TM suite, which aims to provide operational and decision-making support to the asset side of balance sheet for banks and financial institutions. It is a complete lending system that is designed to handle loan cycle for complex transactions.

The Lending module supports the requirements of various kinds of Retail and Corporate loans such as auto loan, personal loan, home loan, education loan, bill discounting, dealer funding, and leasing. The product covers the entire life cycle of a loan transaction right from product definition, application processing and documentation, billing and accruals, processing of post dated instruments to rescheduling, foreclosure, and termination.

FinnOne^TM LMS is a loan servicing system that is designed to handle lifecycle of a loan post origination until termination. FinnOne^TM LMS assists banking and finance companies in servicing the approved loans, disbursals, accruals, billing, repayments, non performing assets tracking, provisioning, re-pricing, termination handling, document tracking and insurance tracking.

FinnOne^TM LMS considerably reduces customer acquisition costs, servicing, marketing and communication costs and thereby substantially increases spreads for the banks.

Loan Management System also supports the requirements of Leasing, Hire Purchase, Consumer Finance and Housing Finance business.

It is a highly parameterized module that assists banking and finance companies in introducing new product offerings and tailor made schemes. Thereby, reducing bank’s time-to-market and automate processes so as to provide a distinguish factor to the new offers and schemes within the retail loan space.

The module also has a full-fledged application processing system to meet the needs of high volume businesses. Its modular design facilitates rapid deployment. It also enables tailor-made to requirements implementation with scalability and ramp-up options.